Enjoy Your Golden Years, Maintain Your Lifestyle

If you're over 62 and own your home we can see if a reverse mortgage is right for you.

Welcome To Community First National Bank

Community First National Bank is a small community bank and we pride ourselves on being very competitive in the reverse mortgage market.  We are a direct lender in all 50 states and guarantee the best individual 1 on 1 service you will receive in the business!  As Your Reverse Mortgage Lender, you are a valued client, not a number.  You are not only a client but part of our family at Community First National Bank.

The Reverse Mortgage Division at Community First National Bank has an Excellent A+ rating with the Better Business Bureau and our veteran team has over 50 years of experience in the reverse industry.  We will be happy to customize a comprehensive personal quote to meet your needs.  Please call us today to see what a reverse mortgage from Community First National Bank can do for you!

Reverse Mortgages For Seniors

See what you qualify for in about 60 seconds or less.

Cash For Expenses

You can use a reverse to get monthly cash to fit your lifestyle

Good For

Keep Your Home

With a reverse you can keep your home and still offer it to your heirs

Benefits

Who Can Qualify?

You and your spouse must be at least 62 and own the home

Requirements

How It Works

Reverse Mortgages are for home-owners 62 and over who use their homes equity to allow them to get a loan to help them with everything from help with day-to-day finances to helping a grandkid pay for college.

Benefits Of A Reverse Mortgage

With a reverse mortgage you can use your home's value to help you enjoy your golden years.

01

Use As You Want

Whether its help with monthly expenses, helping the grand-kids, vacation spend the money as you wish.

02

Multiple Cash Options

Depending on your needs you can get a lump payment, monthly payments, a line of credit or a combination.

03

Keep Your Home

You will be able to stay in your home and still leave it to your children!

04

Expert Service

We will review your needs and determine the best option to fit your needs.

Meet Our Team

Our team at Community First National Bank is fast, friendly, experienced and here to help you every step of the process!

Hear It from Our Customers

Frequently Asked Questions

Here are some frequently asked questions about reverse mortgages, how to qualify, the benefits and the process!

In most cases 62 – this is the age the FHA requires the youngest person listed on the title.

Yes! You must live in it an it must be your primary residence.

Yes – you will need to choose either a fixed rate or adjustable.

Single family home or 2-4 unit home with one unit occupied by the borrower, HUD-approved condominium project, manufactured home that meets FHA requirements (sorry no sailboats!)

The FHA limit is $1,149,825.

No, but you have to have a sizable amount paid off – it will vary based on which loan option you choose.

Yes this is available with an adjustable rate reverse mortgage.

CFNB Reverse specializes in FHA insured reverse mortgages (HECM) as well as Jumbo Proprietary Reverse Mortgages.

Get in Touch

Fill in your details to receive a free consultation or call us at (913) 422-8789

Community First National Bank offering personalized mortgage solutions, fast customized quotes, competitive rates & service with integrity.

Community First National Bank NMLS #449196

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